All counseling packages include an initial 2 ½ hr. consultation, 45 minute follow up session, and unlimited email follow up for 6 months!  When counseling couples it is essential that both individuals attend the session.  Counseling sessions within 50 miles of Gillette, Wyoming are given in person.  If you live outside of that area phone counseling sessions will be scheduled.

Budget Building: 101

Budget Building:101 is significantly different than all the other plans.  This plan includes an initial hour session where I'll help develop a realistic budget with you.  After the initial session, each month we will schedule a 15 minute call before the beginning of the month.  This provides you with accountability, and a time for me to answer any questions that might come up! 

Defeating Debt:
This plan is appropriate formostfamilies/individuals. This program is designed for people who have a financial plan that isn’t working.  Perhaps you have slowly built up credit card debt, student loans, or car loans and want to get out of the rat race.  Maybe you need help constructing a budget that works, or you are just tired of living paycheck to paycheck.  This plan is for you! 

Crisis Counseling:
If you are facing Bankruptcy or Foreclosure you can benefit from this plan.  We can also help people with an extreme amount of credit card or medical debt under this plan.  
 
Newly Married Money Management:
If you are newly married, this plan is right for you.  Money fights and money problems are the #1 cause of divorce in North America.  Get your marriage started out right by creating a plan with us that both of you agree on!  (Great wedding gift!) 

Cash-flowing College:
This program is designed for high school juniors, seniors, and college students.  There is no better graduation present than giving your graduating seniors the knowledge to walk out of college debt free!  When I graduated from college I had no debt, but I graduated with people from the same school that walked out with over $50,000 in student loans.  I’ll show you how to cash-flow College so you aren’t paying for it when you’re 50! 

Wealth Watchers:
Wealth Watchers is for individuals/couples that are out of debt, and have a fully funded emergency fund.  (3-6 months of expenses)  They typically have a net worth of more than $50,000.  We’ll review your financial plan and find ways to help save for retirement, kids college, and paying off your house early. 

Per Hour Counseling:
If you need some questions answered, extra help with a budget, or more encouragement in the process of getting your finances under control, this is for you. 

** Hazelet Financial Counseling exists to help people who are struggling financially.  Our fee stucture is on a sliding scale based on your personal situation.  Our goal is to make this life-changing information availible to anyone who wants to improve their financial situation!**

Privacy Policy
Engaging with Hazelet Financial Counseling requires disclosure of personal financial information.  To provide accurate advice I will need to know your personal income, debt levels, etc.  You can be secure knowing this information will remain confidential indefinitely.

FPU
Financial Peace University is a 13 week course taught on DVD by Dave Ramsey.  The class meets once a week to watch the video lesson and engage in small group discussion.  This is an excellent opportunity for encouragement and accountability from other people who are fighting the same fight as you!  If you are in the Gillette, Wyoming area, contact me about signing up for the next class!  We’ll be starting the next class in late February, 2010!  If you live in the surrounding areas go to daveramsey.com/fpu for more details!